Most people do not know how much a lender is willing to loan them for a home purchase until they meet with a qualified loan officer. Lenders usally use five criteria in determining their willingness to fund your home purchase:
1) Your income,2) down payment, 3) credit record, 4) employment status and history, and 5) the value of the property.
Lenders we need this information you are able to provide to them. A pre-approval will establish a price range to aid in your shopping.
An experienced real estate professional can assist you in the selection process and offers a world of services and expertise to buyers such as yourself. By guiding you to homes that best-suited to your needs, budjet and dreams, saving you time and energy in the long run.
Contact us today for additional information.